Meet LARA (Loan Administration, Reporting and Analysis)

Meet LARA, our proprietary Loan Operating System (LOS). LARA has been designed to provide an end-to-end workflow solution for lending businesses. What makes LARA unique is its capability as a multi-entity operating system, enabling collaboration among participants within a specific lending ecosystem.

At the heart of LARA is its data warehouse, supported by its essential components: a calculation library, a portfolio allocation engine, and a reporting portal. These elements, combined with a capital markets risk philosophy, deliver diversified portfolios and institutional-quality analytics for both LendDirect and third-party providers of financing to our lending businesses.

Institutional Quality Analytics

All providers of debt capital to our operating entities are provided real-time analytics for their credit facilities through the LARA platform.

End-To-End OS

LARA isn’t just a fancy front end, it is designed to a support a lending business through all aspects of its lending lifecycle from quotation through to repayment.

Proprietary Allocation Engine

LARA automatically allocates its loan book as collateral across all of its credit facilities, taking into account the specific lending criteria applying to each.